Top 5 Cars For Families

Driving Down the RoadBest New Cars for Families

There are many things to consider when you are looking for the right family car. From safety features to fuel economy, it can be hard to make sure that you invest in the right vehicle. If you are looking for the best vehicle for your family’s needs, make sure to consider these top 2015 family cars.

  1. Chevrolet Malibu – the Malibu offers plenty of power with excellent fuel economy and a smooth, comfortable ride. With a spacious trunk to bring all of your children’s toys along for the ride, you should have no problem fitting all of your family members in.
  2. Chevrolet Equinox – if you are looking for a slightly larger vehicle, the Equinox is big enough to tow a small trailer while still getting 32 miles to the gallon on the highway with the four-cylinder model. The second row reclines allowing for a comfortable ride no matter how big your kids get.
  3. Ford Fusion – the Fusion features a roomy interior and engaging driving dynamics that will please every member of your family. It also has many new technologies packed in, including self-parking, voice activation, and keyless entry.
  4. Subaru Outback – with the room of an SUV and the gas mileage of a sedan, the Outback offers the best of both worlds. If you live an active lifestyle, the Outback is a great choice since it offers better off road capabilities than most other all-wheel drive cars.
  5. Toyota Prius – if you are looking for the best way to get around while reducing your impact on the environment, the Prius is a great choice. With optional safety features such as a rearview camera and lane departure warning, you can customize the Prius to fit your needs.

No matter what car you invest in for your family, having the right auto insurance policy is the best way to ensure that you and your loved ones are protected while on the road. Contact the insurance professionals at Access West Inc. in Murrieta, California for all of your auto insurance coverage needs.

Insuring Your Holiday Party

Group Of Friends Having Outdoor Barbeque At HomeThe holiday season is officially here, which means breaking out extra chairs and tables for your annual holiday party! Along with making sure that you have enough food and drinks for all of your friends and family, it is vital that you have the right amount of insurance coverage in case of an accident at your home.

 

Typically, your homeowners’ insurance policy will provide enough coverage for any problem that you may run into. Make sure to call your insurance agent to find out if you need to raise your limits for your party. Your homeowners’ insurance policy will provide coverage for many scenarios, such as if someone slips and falls at your home or gets food poising from the food served.

 

If you are serving alcohol at your party, be sure to invest in a liquor liability insurance policy. If one of your party guests leaves after having one too many cocktails and gets into an accident that causes injury or property damage, you can be held liable. A liquor liability insurance policy will provide coverage for any legal and medical fees associated with an accident that occurs after your party. There are some steps that you can take to help lower the chance of any alcohol related incidents, including stopping alcohol consumption a couple of hours before your party ends. Also, make sure to serve plenty or non-alcoholic beverages and food to help your guests sober up.

 

For all of your insurance needs this holiday season, contact Access West Inc. in Murrieta, California. We will work with you to ensure that you have the right amount of coverage for all of your holiday parties this year.

You Could Win a Free Mini iPad!

photo 1

Last Year’s iPad Winner, Brian Alberre!

The holiday season is almost here, and what could be a better gift than a brand new iPad Mini? A free iPad Mini! Each time you refer a friend to Access West, you will receive a $5 gift card and will be entered into our drawing to win a free iPad Mini. The more friends that you refer, the more times your name will be entered into the drawing!

At Access West, we strive to provide the most comprehensive insurance policies to each and every one of our clients. As an independent insurance agency, we work with many different insurance companies, ensuring that we are able to offer the best policies at the right price! We build a personal relationship with each of our clients to help guide you through the entire insurance process and to ensure that you feel comfortable if you ever have a question or concern about your policies.

All of our independent insurance agents are local to the area, and we know what it takes to provide the right amount of insurance coverage in Southern California. Working with the right insurance agent at Access West is the best way to know that you and your family are adequately protected.

For more information on the drawing and for all of your insurance needs, contact Access West Inc. in Murrieta, California.

Don’t Miss Out on These Local Events!

cx5eydm1 qt8yewoz Laura Frasso Festival of Trees 9x9.75 pp2

 

November is almost over, which means it is the perfect time to start looking for fun, family friendly December events in your local community. Make sure to mark your calendar for these exciting events next month.

Head out to the Festival of Trees and Push Cart Parade on December 6th in Town Square Park. The event will take place from 3pm until 8:30pm and will be fun for people of all ages! The festival features food vendors, a craft village, and a kids area where little ones can get their picture taken with Santa. The Push Cart Parade will start at 5pm at Kalmia. Santa and his friends will light the new city tree in Town Square at the end of the event.

Grab your scarf and head out to the outdoor ice skating rink in the heart of Old Town Temecula. The state of the art rink is open now until January 4th, and has colorful lighting and rental skates that are available if you do not have your own. The rink is open from 10am until 10pm.

Get into the holiday spirit every Thursday through Sunday evening at Temecula City Hall by listening to holiday carols and the ringing of the City Hall bells. Shows will be put on each night at 7pm, 8pm, and 9 pm!

If you are already starting to plan for New Year’s Eve, look no further! The New Year’s Eve Grape Drop at the Temecula Civic Center clock tower has two countdowns, one at 9pm for Eastern Time and another at midnight. The event will feature live bands to keep everyone entertained all night long. Restaurants and bistros in Old Town will be offering special New Year’s Eve menus and even more entertainment and celebrations.

If you are looking for the perfect gift this holiday season, stop by Western Eagle Bargain Store. Their low priced inventory is mostly comprised of items that are donated by large retailers, such as Macy’s and Target. All of the proceeds from the Bargain Shop help to cover operating costs and subsidize Project Food Box.

Access West Inc. in Murrieta, California would like to invite you and your family out to enjoy all of these exciting events next month!

Is Your Emergency Kit Properly Stocked?

Healthcare conceptA disaster can strike with little to no warning. While there may not be a way to predict disasters, there are many steps that you can take to prepare. Having the right emergency kit in your home and car can help to ensure that you are prepared for any unfortunate situation.

 

When stocking your emergency kit, it is important to make sure that you have certain necessities that will help during an emergency. Your emergency kit should include:

 

  • One gallon of water per person, per day, for at least three days.
  • A three-day supply of non-perishable food for both people and pets. Try and pack high-energy foods, such as nuts and dried fruit that will help keep your body fueled.
  • A hand crank or battery powered radio. Make sure that you have spare batteries!
  • Flashlights and extra batteries. Look for bright flashlights that are weatherproof.
  • A first aid kit that has supplies for a wide range of injuries.
  • At least a three-day supply of medications and an extra pair of reading glasses.
  • Dust masks to help filter contaminated air, as well as duct tape and plastic sheeting to create a makeshift shelter if needed.
  • A whistle that can be used to signal for help.
  • Garbage bags, moist towelettes, and plastic ties for personal sanitation.
  • A tool to turn off the utilities at your home.
  • A can opener.
  • Local maps.

Your car emergency kit should include these same items as well as flares, a blanket, jumper cables, and a jack. Having a special car emergency kit will help you be prepared in case of a disaster if you are not at home.

 

Having the right homeowners and auto insurance policies can help to ensure that you are covered from any disaster. For all of your insurance needs, contact Access West Inc. in Murrieta, California.

What to Consider When Buying a Convertible

Convertible

There are few things better than driving down the road in your convertible and feeling the wind blow through your hair. Before you go out and buy your first convertible, there are many things to consider! Make sure to look into these aspects of convertible ownership before writing a check.

  • The mild California weather allows you to enjoy your convertible all year long. However, it is important to make sure to keep a scarf or long-sleeved shirt in your car if it gets a little too cold. You should also consider the hot summer sun. Make sure you have the proper sun protection, including sunscreen and hat to protect yourself from the sun when riding with the top down.
  • The different weather elements can damage the top of your convertible, which is why it is important to invest in a cleaner that is specifically designed for convertibles and provides protection from UV rays. You should also try to park your convertible in a garage or under some type of covered parking to keep it looking and running its best.
  • One of the most common safety issues with convertibles is a blind spot, which come from small rear view windows. When buying a convertible, it is important to make sure that you ask about the roll safety ratings and warning systems to ensure that you are as safe as possible.
  • Soft vs. hard tops. Hard tops are slightly more expensive, but they also provide extra protection from weather elements and car crashes. No matter what top you choose, it is vital to take good care of it.

When buying a new convertible, make sure that you invest in the right auto insurance policy to provide the right amount of coverage. Contact Access West Inc. in Murrieta, California for all of your auto insurance policy needs.

Don’t Miss These November Events

Autumn leavesNovember is officially here, and with the start of a new month comes many fun and exciting events in the local area. Make sure to bring out the whole family to enjoy all that these community events have to offer!

 

The 12th annual Veteran’s Day Parade is going on Tuesday, November 11th, starting at 10 a.m. The parade will start on Washington Ave. with a flyover by military planes and the national anthem. The parade will then continue through historic downtown Murrieta and end at Town Square Park with Field of Honor.

 

The Temecula Children’s Museum is offering many fun classes through Pennypickle’s Workshop to get children interested and excited about science. Frozen Science class is happening on November 14th, and will teach children about the beauty, power, and danger of ice. Testing Toys Lab on November 21st is the perfect place to check out all the fun items that are sold at the gift shop. There will also be a 10 percent discount on all toys that you buy that night.

 

If you are looking for something a little more active to enjoy this month, make sure to come down to TSP Temecula Skate Park. The one-acre skate park is the best place to work on your skateboarding, in-line skating, and scootering skills. Temecula residents get in for free with a $1 resident card that only needs to be purchased once a year.

 

There are also many opportunities to give back while celebrating all that you are thankful for this Thanksgiving. Simply fill out this easy form to learn more about all of the wonderful volunteer opportunities that are available this month!

 

Access West Inc. in Murrieta, California would like to encourage you to check out all of these fun events in the local area this fall.

1

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

2

 

3

4

The Right Insurance for Fallen Trees

Road accident car crash againsta a tree on a city roadHaving trees in your yard is a great way to add beauty and value to your home. However, it is important to keep in mind that there are also some dangers that are associated with trees. Having the right insurance policies in place is the best way to ensure that you are protected in case one of your trees falls and damages your car or home!

 

If one of your trees falls on your car, your auto insurance policy will provide coverage, as long as you have comprehensive coverage. If you did not invest in comprehensive coverage when you bought your auto insurance policy, you will be left paying out of pocket to cover the cost of the damage. If the tree falls on your neighbor’s car, the comprehensive coverage will also cover the damage.

 

If your tree falls on your home, your existing homeowners insurance policy will provide enough coverage to cover the damages. Your homeowners insurance policy will also provide coverage if one of your trees falls and damages another structure on your property, such as a shed. If the tree falls on your property and does not damage any structures, your homeowners’ insurance policy may not cover the cost to clean it up. Talking to your insurance agent is the best way to find out how much coverage you have!

 

Luckily, there are many steps that you can take to ensure that all of the trees on your property are healthy and strong. A professional arborist will be able to tell you if there are any problems with your tree, and if there are any treatments available for it. They will also be able to tell you if you should remove the tree for safety issues.

 

For all of your auto and homeowners insurance needs and to ensure that you are covered in any unfortunate situation, contact Access West Inc. in Murrieta, California.

Why You Need Cyber Liability Insurance

CYBER ATTACK. Word cloud concept illustration.Computers and the Internet have made it much easier and smoother for businesses to do business! However, it also opens the door to cyber breaches that can cause huge problems. Investing in the right cyber-liability insurance policy is the best way to ensure that you are protected from any unfortunate situation.

If your business experiences a data breach, it cannot only cause financial distress, but it can also ruin your reputation, which will cause even more problems in the future. There are many reasons which you should invest in a cyber-liability insurance policy, including:

  • Cyber-attacks and data breaches are now more common than ever. In the past year, they have increased by 42 percent!
  • 40 percent of all breaches happen in businesses that have 1,000 or fewer employees, while 31 percent of all data breaches happen in those that have less than 100 employees.
  • Data breaches can happen to a business in any industry, including manufacturing, professional services, and retail sectors.
  • The average cost of a data breach is $5.4 million. This price includes any costs related to revenue loss, business disruption, legal fees, equipment damage, forensic analysis, public relation expenses, and notification costs.
  • The average cost associated with a data breach is $188 for each compromised record! No other business insurance policy will provide the right amount of coverage to cover this cost, which can ruin your business.

For all of your business insurance needs and to ensure that you are protected in any situation, contact Access West Inc. in Murrieta, California. As an independent insurance company, we will work with you to make sure that you have the right amount of coverage, all at the right price.

Simple Tips to Get Your Home Ready for Fall

Man Cleaning Gutters

The cooler fall weather means that the even colder winter weather is just around the corner. To help make sure that your home is ready for the dropping temperatures and more time spent indoors, keep these maintenance tips in mind.

  • Clean out your rain gutters. Make sure that your rain gutters are clear of any fallen leaves or other debris. Clogged rain gutters can cause water to back up into your roof and walls, causing hundreds or even thousands of dollars’ worth of damage.
  • Turn your down spout. Check to make sure that your down spout is facing away from your home so that the run-off water does not damage the foundation of your home.
  • Put away your tools. Clean all of your gardening tools and store them in a cool, dry place to make sure that they will be ready to use when the weather heats back up again.
  • Check the furnace. Hire a professional to come out and check your furnace to ensure that it is working properly. Also make sure that they do any routine maintenance that need to be done.
  • Clean out the fireplace. Hire a professional chimney sweeper to clean out your fireplace and chimney. Chimneys that are full of soot can easily cause a fire and push dangerous carbon monoxide fumes back into your home.
  • Check your alarms. Test all of your smoke alarms and carbon monoxide alarms throughout your home. Replace any alarms that are outdated or that are not working properly.
  • Clean out your cabinets. Check all the cabinets in your kitchen and bathroom and throw out any food or medication that is expired.

One of the most important steps in preparing your home for the cold weather is to look over your homeowners insurance policy to ensure that you have the right amount of coverage for any situation. For all of your homeowners insurance needs throughout California, contact the insurance experts at Access West Inc. in Murrieta, California.