With all the new rules and regulations surrounding health care, it can be confusing knowing when you have to sign up, or even if you have the right amount of coverage. If you have not already signed up for health care in the Open Enrollment period for 2014, make sure to mark your calendar for the Open Enrollment for 2015 so that you can avoid paying the fines associated with not having health insurance.
The proposed Open Enrollment period for the 2015 year is from November 15, 2014 through February 15, 2015. There are also many other specific situations that may allow you to qualify for a Special Enrollment period that is not during the Open Enrollment period. To qualify for the Special Enrollment period, you must have gone through a specific life event that led to a change in your family status, such as the birth of a child or getting married. You can also qualify if you lose your current health coverage. The Special Enrollment period is only available for 60 days after one of these specific events.
In the past few weeks, almost 11,000 California residents were denied coverage because they did not sign up for health insurance through the Open Enrollment Individual Marketplace during the specified Open Enrollment Period. Most of the denials were the result of a change in the health insurance coverage law, which changed the start of Open Enrollment from October 15, 2014 to November 15, 2014.
For all of your health care insurance coverage needs, contact Access West Insurance Services in Murrieta, California at 951-696-4466. We are a certified enrollment agency and can help to ensure that you are have the right amount of coverage that meets all of your needs, and ensure that you are not denied coverage in the 2015 Open Enrollment period.